December 12th, 2008 by admin
I am back here again. I just talked to some friends especially my Brazilian friend who owned a bar cafe in a city near to us. She just want me to visit her tomorrow to probably perform in her place. What to perform?? Actually she heard me sung during her birthday last time and she and her husband told me that I have a good voice and a talent for singing..wink!! maybe!! Honestly guys, I know how to sing but I really don’t know everything about singing..It is not my line too but who knows if I sing in their bar cafe, I might be discovered..wink again!! but anyway let me go to my main topic first before anything else. I want to share something tonight on how to become debt free. I just want to write this because I know a lot of people who have a lot of problems about money especially on how to manage their financial aspect in life. I am not telling that we don’t have a debt but we just know how to manage it.
I am telling you guys, I am not an expert about this topic but my knowledge and degree in Accounting might help you a bit. Besides that I also worked before in a financial institution for almost nine years and I know about handling money matters until now. I heard some people, not only some but a lot of people who are talking about their money problems. One said that she kept on applying for credit cards and use it for unnecessary purchases. You know what I mean by unnecessary purchases? These refers to things or stuffs that you buy and are not really the most basic and important ones. The problem now is that they are already drown to credit that the salary of her husband is no longer enough to pay all those credit cards purchases. She still want to apply for other credit cards to pay the other credits but I think it is not the right way. I believed the best thing they can do is to have a debt consolidation. This simply means that you have to consolidate or putting into one all your credits so that you can manage to pay it every month.
In doing this process, you enjoy financial freedom later. On the other hand, I believed that you need advice from the experts. That is why My Debt Consolidation Advice is there to help you. They are willing to extend a helping hand to everyone who want to have a better and quality life in the future. They can simply help you consolidate your debts from credit cards to personal loans, salary loans, etc. You can even lower your interest payments and also over all payments of all your debts. Why not get your free credit report now so that you can start planning your financial future. One more reminder before I end this post. Credit cards are always good but don’t abuse it by using it in unnecessary purchases. I believed my husband is right, credit cards are only for emergencies!! What do you think guys?
December 12th, 2008 by admin
This photo was taken by a friend in Canary Wharf, England last month. I guess this place is a very nice place to go around during summer time. They also have malls, cafe shops, restaurants and some things for entertainment. Canary Wharf if I am not mistaken is the financial center in London because I saw a lot of banks and other financial institutions here.
December 11th, 2008 by admin

copyright photo by: EuroangelCan you imagine how dark the sky is in this photo. Yes it was raining as we walked away and left Buckingham Palace in England. This photo is a part of Queen Victoria’s Memorial. I am happy to be there! Sad to say I don’t have the chance to meet the Royal Family!! wink..
December 11th, 2008 by admin
Do you Own a Car Insurance? I know for those who don’t own a car and don’t drive, for sure they don’t have one. It is a common sense question folks. But for those who own a car, I believed owning a car insurance is a must. This is true especially if you live in Europe. Owning a car also means having an insurance for that. I believed this is very important because you don’t know if accidents or some emergencies happen. Let me share to you this personal experience from last week.
Last week, I drove to Neumarkt to visit a Brazilian friend. I already went home in the night. It was raining hard and visibility in the motorway is not so good. Besides that there are also a lot of big delivery trucks at that time. These trucks are only allowed to drive around 80 until 100 km/h. Sometimes I have to overtake some trucks. One time I was overtaking a lot of trucks and already driving from 120 till 140 km/h. One driver in my back was pushing me by flashing his lights all the time. I know it is very dangerous to drive very fast in the motorway especially if it is raining very hard. The street is dangerous for aqua planning because it is very slippery. I just don’t understand why there are non-sense drivers and even stupid sometimes. Sorry guys for mentioning this but this is based on my experience in driving here in Europe. This is one of the reason why accidents happen because of over speeding which always make the driver too late to react in a certain emergency situation.
My husband even told me that these Sprinter Vans who are running fast in the motorway are the most causes of accidents. I don’t now if they have a good courier insurance in transporting their goods. And talking about car insurances, Auto Net Insurance is one of the best place to go. Whatever car insurances you need, they surely have it for you. They always offer the great deals coupled with their excellent customer service. Me and my husband are also planning to change our car insurances next year. He had found a cheaper one in the internet. Why not if we can save some money for that. Having two cars is quite expensive and saving some bucks in your car insurance is already a big help. For drivers and car owners, try to visit Auto Net Insurance for your car insurance needs! Just a reminder, drive safely always!! I am trying my best!!
December 10th, 2008 by admin

copyright photo by: Euroangel
Bridge connecting Bullring and its Parking Lot. See that weather here. It is gray because it was snowing and raining at the same time. It is also very windy. I guess last Oct. 28 of this year is the first snow in Birmingham, England. I was there and it is also very cold! what can you expect of a snow anyway?